The Residents of Fairfield are Intent on Accessing Industrial, Commercial, Mixed Use and Residential Property Markets. A Hard Money Lender has Opened the Doors to Even Those City Residents with Poor FICO Scores and Lingering Credit Problems.
Fairfield in Solano County California is home to 108,000 residents. It is strategically placed between San Francisco and Sacramento, an undeniable fact that explains its vibrant economic activity. With this, real estate development has been prolific, taking the city on a wild ride through the last recession that, in turn, has smoothed out a lot in the recent boom years. Of course, volatility of this kind leaves many credit-afflicted victims behind. They are left alone to deal with FICO scores that all but close them out of future opportunities in Fairfield’s industrial, commercial, mixed use and residential markets. The record shows that first and second lien loans are generally out of reach unless one’s investment resume is clean over a long period of time.
Fairfield residents received California’s leading hard money lender, PB Financial Group Corp, with open arms when they realized they had a real estate glitch that was unsolvable with traditional tactics. We prepared ourselves by drawing on deep professional resources to come to the rescue of individuals, partnerships, trusts, corporations, LLCs, estates and even foreign nationals. The process immediately focuses on structuring private money loans, bridge loans, long-term private financing or investor loans to open the property field for all city residents. Many competitors folded in our wake as the pillars of our success – reliability, funding skills and resilience – converged to close more and more deals.
In every financing arrangement, the key to speedy closure is extracting the equity value in the property, a priority task for all our trained agents. Thereafter, we swing into action to pinpoint the very lowest interest rates in the Fairfield region and attach these to comfortable contract terms. All this occurs very quickly, given the extra power generated by our policy of full transparency that extinguishes the small print as a bothersome obstacle. What’s more, we don’t prioritize our clients by loan size in any way: $50,000 loan applications ride high with $2 million deals.
The one question we always get is “what happens if the equity percentage is too low?” The simple answer is that we cross-collateralize for equally fast results. Also, we are the one-stop solution for business owners looking to refinance existing loans as the Feds raise interest rates. We bring the added advantage of no cash out limits in these special cases.
Fairfield is a vibrant city with all kinds of promise and opportunity for interested investors. However, it took a private money lender like PB Financial Group Corp to expand this out to include would-be investors closed off by past credit issues. We have found this to be an easy partnership based on our record of success from the beginning in a colorful city of diverse cultures and demographics.