PB Financial Group takes pride in helping real estate investors and experienced developers with their mortgage contracts. We serve as their private mortgage investors and take over their headaches of signing up for the mortgage demand on short notice.
We are one of the fastest-growing private money lenders in the state of California. We provide customers in need of a hard money loan with an alternate source of real estate financing for residential as well as commercial properties in California. We are a licensed private mortgage investor and have years of experience and countless success stories to show for it.
The reason we are among the fastest-growing Californian companies in the sector is quite simple: we focus on making the lending process faster and easier for everybody. For example, as your private mortgage investors, we will honor your word even if you have a subpar credit score and make you a tailored loan offer within hours of receiving your application. If things go the way we want them to, you can have your hard cash mortgage loan within days.
The industry considers us specialists in private mortgage investing, perhaps because of one of the few lenders who offer equity-based lending for all types of properties in California. We work with brokers, investors, non-QM borrowers, and corporations that do not meet the stringent terms set by conventional financial institutions, like banks.
We maintain an exceptional reputation as a direct hard money lender in California, which has been built on our ability to provide quick ways out to borrowers who are facing cash troubles and require creative and alternative financing solutions.
PB Financial Group has been in the direct hard money lending business for a long time. We have helped countless borrowers finance – and invest in – non-owner-occupied commercial properties across California. We have worked with a variety of clients in various industries to fund both residential and commercial real estate endeavors.
It is worth noting that only properties intended for business can qualify for funding and investment. These include:
Our goal is to make your loan applications and payment process as smooth as possible. Because we use the hard money loans differently, the transaction depends more on the value of the collateral instead of your ability to pay back the loan as per the loan terms.
Experienced real estate investors understand that if you want a property, you will need to move fast. If you’re going to purchase a property in a couple of days, a hard cash loan is your best option.
Traditional loans take time, as they tend to get approved in 3 to 10 business days. Some traditional lenders may take anywhere between 1 and 3 months for loan approval and, since the loans are secured by real estate, they have different guidelines.
Hard money lenders are useful when you are short on time, as you can gain funds fast without any income or credit checks. Lenders like PB Financial Group can provide funds fast because our loans are funded directly. That means you do not need to worry about any paperwork, and you can get a loan even if you have bad credit.
Are you interested in applying for a hard money loan in California? Head over to our application form and send your application to one of the state’s fastest private mortgage investors today.