Torrance and a Hard Money Lender get Together for the First Time to Introduce Professionalism and Acumen to Its Credit Beleaguered Residents Investing in the City’s Mixed Use, Residential, Commercial and Industrial Markets
Torrance has featured very well in the buoyant real estate market that has gripped Californians’ imagination throughout the state. This city, known for its coastal location, mellow lifestyle and high safety rating is home to nearly 150,000 residents. Although the economy is piping hot, there are many that are ailing from way back – still burdened by leaking credit ratings that toppled FICO scores and investment enthusiasm at the same time.
PB Financial Group Corp, a top-notch hard money lender making waves in other Californian cities, has entered Torrance, and the accolades are already being heard everywhere in town. We are completely in our comfort zone when it comes to overcoming cratered credit ratings for clients keen on industrial, commercial, mixed use and residential properties. Our team of loan agents connects seamlessly with beleaguered would-be investors to find common ground, including individuals, partnerships, trusts, corporations, LLCs, estates and foreign nationals. Most clients cannot believe the range of loan options being offered to bypass credit blips and FICO bumps. We are fully versed in the intricate mechanics of bridge loans, long-term private financing, private money loans and investor loans as they apply to all categories of Torrance Real Estate.
As a private money lender that barrels through contractual obstacles with consummate ease, we rattled the city’s relaxed coastal demeanor. The first move we make is to locate the equity value in the targeted asset and then build the deal around this. The deal, in fact, speeds along at a prodigious pace on the back of a transparent approach that jettisons the small print from the ambit of client anxiety. It simply fortifies us to go ahead and arrange easy terms and insist on the very lowest interest rates. Both lender and borrower are generally elated at the smooth path we carve out to reach finality.
PB has pushed competition aside in the most challenging area, namely: the refinancing of business loans in current times when inflation exerts upward pressure on interest rates. We have pulled out all the stops and all our resources to assist businessmen to hold on to their fixed loan levels while arresting the expansion of finance charges; and we do all this with no cash out limits. Another tricky area is where equity value in the property is super-suppressed. In this case, we are the champions at applying cross-collateralization methods. Our marginal credit clients are the best judges when it comes to tough negotiations and have been quick to commend us on our relentless quest to get their deals closed.
The final kicker that makes PB Financial Group Corp the premier financier of hard asset loans in this buoyant city is our ironclad policy of no differentiation based on loan size: we give exactly the same attention to loans from $2 million down to as low as $50,000, thus dissolving investor reservations in a big way.
So as a result, Torrance residents have embraced us since they appreciate all that we do to make life easier all round. Hard money lending has become a standard practice in this city whenever buying serious real estate is considered. The fact that we do it faster and with better results than traditional lenders has accelerated our acceptance beyond recognition.