Hard Money Lenders Los Angeles | Private Money Loans Los Angeles
CALL US AT   877.700.3703
  • When dealing with a true hard money lender, experience is the key to closing real estate loan matters. At PB Financial Group Corp we have been providing quick funding since 2006 and have funded over 1700 hard money/private money loans.

    877.700.3703 CONTACT US
  • We understand what it takes to close California hard money loans quickly and efficiently, and the main key ingredient is communication. That's what makes us "California's Premier Hard Money Lender"! As our client you will receive quick replies to all your questions and concerns.

    877.700.3703 CONTACT US
  • We understand not all loans fit into the same box so we'll provide a tailored program that fits your best needs at the best available pricing.

    877.700.3703 CONTACT US
  • As a direct California Hard Money Lender we are the decision makers, and therefore, we're able to provide quick timeframes from underwriting to loan docs to funding. Let us show you how quickly we're able to close for you!

    877.700.3703 CONTACT US

PB Financial Group – Hard Money Lenders in Los Angeles

PB Financial Group Corp. provides equity-based lending for real estate properties. We cater to Investors, Rehabbers, Corporations, Probate Estates, and Sub Prime Money Borrowers who do not meet the stringent requirements of conventional underwriting guidelines.

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Helping Individuals Secure Private Loans

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Work With Us

PB Financial Group Corp is a direct private money lender, hard money lender and bridge lender in California. Our goal is to work to satisfy your financing needs on California real estate in a timely matter, may it be purchasing a property or refinance or providing bridge financing. We have simplified our private money loan, hard money loan approval process and simplified our broker approval. To become an approved private money broker with PB Financial Group Corp, simply fill-out the Broker Package and fax it to us fax number at 866.318.4471 and you will be approved within 24-48 hours. Best of all, you do not have to wait for approval before submitting a loan scenario. In order to get pricing you can also e-mail our pricing team at info@calhardmoney.com. We just require broker approval before we get documents. We are able to provide fast turnaround on your files, which allows you to get your difficult-to-close borrowers funded quickly with the best service in the industry.

NAMB Membership

Direct Private Money/Bridge Lender

Serving CALIFORNIA Since 2006
PB Financial Group Corp
  • Broker Protected
  • Residential/Commercial Loans
  • Stated Loans
  • Terms from 11 months to 5 years
  • 1st, 2nd and 3rd position on all properties
  • Past BK, foreclosure or short-sales are OK
  • Loan approvals within 6 hours to 24 hours
  • No Cash-Out Restrictions
  • Amortized and Interest Only Programs

877-700-3703

www.calhardmoney.com
info@calhardmoney.com

Frequently Asked Questions

Hard Money Lending is a form of asset-based financing where the funds of the borrower will be secured from the value of a property's equity. Interest rates are generally higher compared to conventional loans issued by a financial institution. Hard Money Lending is mostly funded by private entities secured by notes to private investors.

PB Financial Group Corp. makes pre-qualification simple for all applicants. We would like to encourage you first to give us a call at 877.700.3703 to discuss your loan scenario with one of our account executives. They will then advise you on how to best structure a loan for you based on the information you provide them. In turn, we then ask you to complete our loan application form and provide us with specific information on the subject property you wish to either purchase or obtain equity out of. Then send your information to us by either faxing it to 866.318.4471 or emailing info@calhardmoney.com. After a thorough review of your submission, the account executive will then give you a call to discuss more in detail additional conditions to meet the requirements of closing your loan.

PB Financial Group Corp. looks first on the equity of your property. From there we can determine exactly on what the lending limits will be based on your ability to repay, debt-ratio, proof of funds for reserves (for purchase transactions), and your long-term goals with the property. Stated and No Doc programs are available for qualified investment properties and other non-owner occupied properties. PB Financial Group Corp. will help advise you on what you need to understand about your loan (Interest Rate, Terms, Prepayment Penalty, Cost, Title Issues, etc.), and how your decision can help towards the investment on your property.

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Meet the Owner

Pouyan Broukhim

As a real estate investor, Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who where left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans. Pouyan realized that the market was going to be changing and not for the best as lenders were making high Loan to Value loans that were not realistic. He decided to open PB Financial Group Corp to help clients regain the equity that they lost when the prices dropped.

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Pouyan Broukhim's recent interview with

WESTERN REAL ESTATE BUSINESS

discussing recent trends in 2017 for Commercial Real Estate:

What is the biggest challenge you anticipate for commercial real estate finance in 2017?

The biggest challenge ahead is uncertainty in credit markets that will bring rate increases to the private money sector which has been growing in a way of increased funding from institutional and hedge fund markets over the last 24 to 36 months.

Pouyan Advertorial
What are you most optimistic about for 2017?

We are very optimistic for 2017, because we expect borrowers who have been sitting on the sidelines with cash to take advantage of lower interest rates and log into longer fixed interest rates on apartment buildings and commercial loans. We believe the start of the Fed increasing rates will positively affect the real estate market as a whole. Until affordability is challenged, the real estate market will be strong in all aspects.

What sectors of commercial real estate are you seeing the most activity with?

Apartment buildings always have high activity and that activity will only increase. With rental rates increasing, we see a lot of investors taking advantage of transactions that require repositioning for the highest and best rate of returns on their investments.

Are there any property types where lending has slowed noticeably?

We believe retail will experience growing pains as online retailers take a bigger market share from smaller retail stores. We are very cautious in lending to bigger retail stores with high overhead.

What other factors will most affect the lending environment in 2017 — and specifically what effects do you anticipate?

I think the challenges we will see in 2017 are going to be the by-product of interest rates. We expect the market to get hot before it stumbles about 10-15% in 2018 to 2020.

  • Property values/cap rates – The apartment market will have much lower caps as investors get more aggressive with the opportunities in repositioning their assets.
  • Are you seeing changes in underwriting? Underwriting standards seem to be relaxing as competition from new investors and banks see higher profit margins with the increase in rates.
  • Legislative/governmental – There is high probably that the incoming administration will reduce regulation, but regulation is not bad in this growing environment, and a projection in decrease in values within 18 to 36 months.
With regard to commercial real estate, what are the bright spots(geographically or by property type) and what are the weak spots (geographically or by property type)?

As bigger cities get bigger, we expect apartments and units in major metropolitan cities to grow significantly in the next 12 to 36 months as there is a major shift in affordability with minimum wage increases.

Yelp Loves Us

Terry H.'s Review Terry H.
5 Stars

Better than a bank! Outstanding service. PB Financial is an excellent company to work with. They do exactly what they say they will do, when they say...

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Jamie J.'s Review Jamie J.
5 Stars

100% honest, fast, pleasant describes what you can expect working with PB Financial Group. Sincerely, the people at PB Financial Group from the receptionist...

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Aaron B.'s Review Aaron B.
5 Stars

Pouyan and Peyman are super professional and got my paperwork done quick. Reasonable loans with great service. If you need money quick for refinancing or...

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Recent Transactions

As one the leading hard money lenders in California, PB Financial Group has privately financed many projects over the years. To see some of our recently funded projects, please click the link below.

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