Santa Clara in the Center of Silicon Valley Places Heavy Demands on a Hard Money Lender toResolve Its Residents’ Investment Goals in Industrial, Commercial, Mixed Use and Residential Property Markets that ReflectFast-rising Prices.
Silicon Valley is world famous for its high technology culture and innovative momentum, and Santa Clara is a city that sits in the center of this vibrant region. As a result, the value of real estate has escalated beyond the reach of most mortals with a median single-family home price nearing $1.5 million. It is the home to such austere companies as Intel and also the Santa Clara University – the oldest learning institution in California. The city has obviously benefited from the enormous growth evident in a technology-charged early 21st century. Unfortunately, like in most frenetic environments, there are victims of change and headwinds that inevitably come with it. So it is in Santa Clara where it’s evident the city has its fair share of residents with below-par FICO scores created by a variety of credit mishaps that started in the 2008 recession.
PB Financial Group Corp, a hard money lender in California, had no hesitation in opening its doors to Santa Clara would-be investors to address traditional credit issues and restore confidence in funding sources for real estate. Our initiatives gave the city’s industrial, commercial, mixed use and residential markets a truly big boost. Our professional team of loan agents, perfectly in sync with borrower needs, connected to clients investing as individuals and partnerships, trusts and corporations, LLCs, estates and even foreign nationals alike for first and second lien funding. From there we were positioned to structure loan arrangements that extended from private money loans to bridge loans, and from long-term private financing to pure investor loans.
Competitors are fretting over the speed PB Financial Group Corp closes deals given all the traditional obstacles in the way. The answer is quite simple: we go straight to the equity value in the property and use this to provide the lowest interest rates and easiest terms seen anywhere else in the city. Our process is seamless and smooth because we prioritize highlighting the small print in the contract, thus immediately bringing lender and borrower to consensus. Further, our focus never wavers irrespective of loan size – applications for $50,000 are treated exactly the same as investors requiring $2 million.
Cross-collateralization is a technique that city residents have learned to embrace. We use it sparingly but with great effect in cases where property equity is too thin. Also, our agents are the best there is when it comes to refinancing business loans currently under interest rate pressures as the FED ponders inflation as an economic threat.
PB Financial Group Corp, as a private money lender serving Santa Clara, has not put a foot wrong yet. We introduced residents to a seamless loan application process that transcends poor credit history and connects to circumstances and conditions affecting real estate investment in 2018. Residents really appreciate our professional approach and our ability to fund the highest valued assets in California.