California’s Leading Hard Money Lender Confronts Resident Credit Problems Head-on to give a Big Boost to the Industrial, Commercial, Mixed Use and Residential Property Markets in Thousand Oaks.
Thousand Oaks located not too far from Los Angeles, is the one Californian city that deserves superlative commentary. It is rated as the fourth safest city in the whole of the US, which seems to reflect that its signature symbol – the oak tree – is an apt selection to convey the city’s stability and steadfastness. Even more impressive is the prodigious 250% value appreciation the city’s residential real estate recorded over a compressed less-than-10 year period beginning 1995. This culminated in a clear vote of confidence for the initiatives taken by the city-planners, who injected caution into the development of Thousand Oak’s industrial, commercial, mixed use and residential real estate. It set the tone for controlling the urban sprawl that was taking hold as a predominant trend. Still, the volatile 2008 – 2012 recession that enveloped the entire country did not omit this city from its sights. As a result, there are investors in all the city’s neighborhoods that are still licking their credit-inflicted wounds on their first and second lien loans, and trying their best to mop up bleeding FICO scores.
When a premier hard money lender like PB Financial Group Corp meets investors in a city where the median single-family home currently values at $729,000 we know we are interfacing pedantic clients. We have to be at our professional best at all times, especially when it comes to extraordinary financing demands like private money loans, bridge loans, long-term private financing and investor loans. Our professional in-house loan agents are versed in every lending option and can apply these to almost every investing structure, ranging from individuals to partnerships, from trusts to corporations as well as LLCs, estates and foreign nationals.
Competitors hit a brick wall when trying to match our low-interest rates and easy redemption terms. They cannot appreciate that fast deal conclusion with full transparency makes a big difference to investors seeking loans from $50,000 to $2 million. We are unsurpassed in our 3-way ability to find equity in the property, dispense with all sticky small print items in the contract and expend the time needed to close deals big or small with no comeback after the sale. Even in the exceptional situations where real estate equity is buried too deep to make sense of it, we have cross-collateralization options that get the job done just as well. On top of this, PB Financial Group Corp is seen as the doyen of refinancing business loans to combat recent interest rate increases and the Fed’s anti-inflationary policies. The big thing to note is that we achieve this with no cash out limits.
So when it comes to Thousand Oaks, California, PB Financial Group Corp has inserted itself as the private money lender for every resident’s property funding needs. We are proud to know that this preferential status was hard-earned by showing extra-sharp expertise, speed throughout the process and overcoming huge credit holes in the path of some investors.