{"id":75,"date":"2014-06-13T12:53:54","date_gmt":"2014-06-13T12:53:54","guid":{"rendered":"https:\/\/blog.calhardmoney.com\/?p=75"},"modified":"2023-06-29T12:22:58","modified_gmt":"2023-06-29T12:22:58","slug":"what-are-hard-money-lenders","status":"publish","type":"post","link":"https:\/\/www.calhardmoney.com\/blog\/what-are-hard-money-lenders\/","title":{"rendered":"What Are Hard Money Lenders?"},"content":{"rendered":"

PB Financial Group is a leading provider of hard money loans in the Los Angeles<\/b><\/a> area. Our commitment to quality, attention to our customers\u2019 needs, and efficient, easy loan process have helped us to build a solid reputation in the business community and to help dozens of small business owners leverage their equity into new opportunities and exponential growth.<\/p>\n

We do find that many of our clients aren\u2019t familiar with hard money loans or hard money lenders, and how these loans differ from the financial assistance available from traditional lending institution. With that in mind, we\u2019ve cooked up a fairly simple overview to help familiarize new clients with the concept.<\/p>\n

Are Hard Money Lenders the Same as Banks?<\/strong><\/h2>\n

Hard money lenders and banks are different organizations with different goals. Hard money lenders lend against the equity of your property, while banks look for other factors such as your income or your credit history. Because hard money lenders focus more on the actual value of what you already have, loans provided by these lenders are more flexible and more available to those without perfect credit histories.<\/p>\n

What is a hard money loan?<\/strong><\/h2>\n

Hard money loans have a set time frame,repayment terms and other important elements that is involved with a getting a loan. However, a hard money loan is backed by the equity of your property, which means the loan amount is directly related to that equity. You cannot borrow a higher total sum than the worth in equity of your current property.<\/p>\n

Hard money lenders also have the advantage of working with shorter timetables than traditional lenders. The closing process for one of our hard money loans can be completed in as little as two weeks, regardless of the borrowed amount.<\/p>\n

For more information or any inquiries on how PB Financial can help you please visit www.CALHardMoney.com<\/a> or contact us at 323.935.5555<\/a><\/b>.<\/p>\n

PB Financial NMLS #357614\/DRE #01522495<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

PB Financial Group is a leading provider of hard money loans in the Los Angeles area. 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